Fort Point

At the base of the Golden Gate Bridge lies a left point break. It takes a massive amount of swell for it to break and works best on a low tide. Being in the heart of The City, it also gets unbelievably crowded.

There are rocks, grumpy locals and presumably sharks. A dropping tide can create a 6-8 knot current that can pull you out to sea.

The wave isn't particularly good either. There is a big stupid rock right in the take off zone on the best sets. You either have to take off behind it and risk not making it around. And if you do make it, you come around only to find that someone else didn't think you would and dropped in on you anyway.

Or you take off behind it and risk being that guy.
Nevertheless it is the closest spot to my house, I could walk there, and so that's where I check first.

Here is a mediocre wave at a mediocre spot on another gloomy day in San Francisco. The surfer's name is Chi. Enjoy.